I was always interested in investing and finance, and regularly found myself helping friends and family with their finances. I voraciously read every book I could find on investing, and even ran an investment club for several years with friends. Despite this, I had never considered a career in financial planning.
It was then thanks to two hugely important figures in my life that I started to see the possibilities that my love of finances presented. They both served as direct influences on the path I was on.
The first was my grandmother, who went back to work at the age of 53 after my grandfather suddenly passed away. She worked for 12 years to earn a pension to supplement social security and remain the independent, self-sufficient person she was.
She spent the rest of her life scrimping and scraping to pay the bills, yet somehow always managed to give her grandchildren and great-grandchildren a little something for our birthdays and Christmas. More impressive still, she hosted lunch every single Sunday for the entire family for 31 years.
The second person was a professor I had in the MBA program at Penn State. He not only convinced me I could become a financial planner and investment advisor, but that I should start my own business from the outset. His encouragement and direction were invaluable in getting J. H. White Financial to where it is today.